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Instant Liquidity

Get funds without selling your investments

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Low Interest Rates

More affordable than personal loans

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Continued Growth

Investments stay intact and keep earning

Documents Required

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You may use from the following documents:
PAN Card, Address Proof (Aadhaar / Driving License /Passport / Voter’s ID)

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Indian resident aged 21 years and above

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Investments in approved mutual fund schemes

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Valid KYC-compliant bank account

Steps to avail Mutual Funds Loan

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Frequently Asked Questions

It depends on your financial needs. Loan against Mutual Funds is ideal if you want to access funds while keeping your investments intact, whereas a Personal Loan is better for those without mutual fund holdings.
Unlike traditional term loans with a fixed amount, Loan on Mutual Fund provides a flexible credit limit that adjusts based on the portfolio value of the pledged mutual funds.
LAMF allows you to borrow against your mutual funds online without selling them. The loan amount is determined based on the current value of the pledged funds.
With LAMF, your credit score is not a deciding factor for loan approval, as it is secured against your mutual funds. However, Personal Loans require a good credit score for approval and can impact it based on timely repayments.
Your credit limit is calculated based on the current market value of your mutual fund holdings. We require your PAN and registered mobile number to assess your eligibility. Checking your credit limit will not impact your credit score but is essential for loan approval.
To qualify for LAMF, you must:
1. Be an Indian citizen of above 21 years of age
2. Hold eligible mutual funds that meet loan-to-value criteria
3. Fulfill any additional requirements set by the bank or NBFC

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