Unlock Your Path to
Financial Happiness
No Paper, No Hassle, Instant Approval, and Quick Disbursal
Credit limit ranging from 10K up to 10 Lakhs
5-easy steps
1Check loan eligibility
Eligible for loan
2Download the PayMe app
3Verify your income
4Complete KYC and Esign agreement
5Set up EMI autopay
Loan Approval
Frequently asked questions (FAQ's)
At InCred Finance, we understand that life can be unpredictable, and our bank accounts may not always be ready for unforeseen financial demands. Whether it's a medical emergency, wedding preparations, home renovation, travel plans, or settling overdue credit card payments, we understand these financial needs can arise unexpectedly. InCred Finance gives you the confidence to overcome financial crises with Instant Digital Credit.
Applying for Digital credit with us is as easy as 1-2-3. First, verify your income. Then, you'll receive a loan offer tailored to your needs. Finally, complete your KYC and sign the agreement, and your funds will be instantly deposited into your account within 2 hours. It's a three step process designed for your convenience.
Get an InCred Digital Credit of up to Rs. 10 lakh to cover your big expenses. Get approved in minutes and access your money in just 24 hours*. Use our special Flexi feature to lower your monthly payment by 45%* with interest-only installments. For our valued existing customers, InCred Finance goes the extra mile with exclusive pre-approved offers. These offers bring an array of additional advantages, such as expedited processing and lightning-fast disbursal, making your financial journey even smoother.
EMI (Equated Monthly Installment) is a fixed amount of money you pay each month to repay a loan. It includes both the amount you borrowed (the principal) and the interest on that amount. EMIs help you gradually pay off your debt over time, making it easier to manage your loan payments.
InCred Finance offers a range of advantages to make your borrowing experience exceptional. We provide competitive interest rates that are easy on your pocket. Our digital application process is uick and hassle-free, ensuring a seamless experience from start to finish. With fast disbursal, you can access the funds you need swiftly. Plus, our loan amounts can go up to 10 lakhs, catering to a wide range of f inancial requirements. You can rely on InCred Finance for a dependable and smooth borrowing experience. Borrow with confidence.
Customer Testimonals
Suresh
User, PayMe
I was going through a tough phase financially and needed money for a medical emergency. Thanks to InCred, I received funds immediately without hassles, I am grateful for the timely intervention and aid.
Satish
User, PayMe
The whole loan application experience was new to me and I was guided through the whole process in detail by the team at InCred. Never thought digital loans were so easy to get. Great job InCred
Soumya
User, PayMe
I was connected to the Bangalore team for my personal loan application process. Irfan from the team was readily available and patiently helped me with all my queries. Thanks to him I received my funds immediately.