Unintentional slip-ups can significantly impact your credit score. Missing payments on loans or credit cards is a big one, as these stay on your report for years. Maxing out your credit limits can also be risky, thus showing your report…
While there’s no universally set minimum CIBIL score for a bike loan in India, it significantly impacts your eligibility and loan terms. Ideally, a score above 750. This range reflects a strong credit history, making you a highly attractive borrower…
A low CIBIL score due to loan defaults can significantly limit your access to personal loans. By exploring alternative lenders and strategies, you can still secure financing. You can also explore PayMe’s Credit Assist facility to improve your CIBIL score…
What is CIBIL defaulter list? A “defaulter list” is generally a record of borrowers who have failed to meet their loan repayment obligations. These lists are maintained by lenders themselves or by credit bureaus that track credit history. Being on…
The State Government of Karnataka provides households with ration cards, a recognized document that enables the purchase of food grains at reduced prices. These cards are distributed under the auspices of the National Food Security Act by the Department of…
Assam Ration Cards are essential documents for residents to access subsidized food grains and other essentials from the Assam government. They ensure food security, especially for vulnerable populations. Obtaining or modifying a ration card involves visiting the Food Civil Supplies…
Have you encountered an error on your CIBIL credit report? Are you facing issues with your credit score? Don’t worry! CIBIL offers a multi-tiered approach to address your concerns. This guide will equip you with the knowledge to navigate CIBIL’s…
SLR stands for Statutory Liquidity Ratio, which refers to the minimum percentage of deposits that a commercial bank is required to keep in the form of gold, cash, and other approved securities. These deposits are held by the bank, and…
PayMe India, one of the country’s imminent FinTech establishment has recently acquired NBFC licence from nations apex financial institution, the Reserve Bank of India (RBI) under Section 45(1A). Subsequently obtaining NBFC status, PayMe India is eligible to offer secured and…