PAN cards are issued by the Income Tax Department of India and it is unique alphanumeric identifiers. For checking the financial background and identity of the person PAN card verification is very important especially when you are applying for loans.…
One’s credit score is crucial for financial health in the financial world. CIBIL (Credit Information Bureau (India) Limited) is the main organisation in India. The range is between 300 to 900 which determines the credit score. A Healthy credit score…
A personal loan is a Non-performing Asset (NPA) when the payment is missed. On the 30-day post-non-payment of one or multiple EMIs, a loan goes into delinquency and it is followed by more intensive means to connect with the borrower.…
Raksha Bandhan the festival Of brother-sister bond. On this day the sister ties a rakhi to her brother and symbolizes protection, a loyal relationship between brothers and sisters. It proves the bonding and love they share as siblings. It builds…
Maintaining current PAN card information is crucial for ensuring all financial transactions and records are accurate and compliant with tax regulations. It can be difficult to obtain a PAN card, leading to complications in filing taxes, getting government benefits, and…
CIBIL score as popularly monographed online is a metric of your debt payback proclivity. It was introduced so that lenders have a fair assessment of the risk-to-reward ratio they are undertaking when lending to a potential debtor. The higher the…
What are your future goals? The first step for completing your goals is pursuing “higher education”. The cost of a college education can often be an obstacle whether you want to study in India or abroad, college education fees are…
Overdrafts vs Instant Loans Life’s little surprises, like a broken phone or a sudden medical expense, can leave you scrambling for money. Two common solutions are Instant loans and overdrafts provide a swift and convenient way to get the funds…
Credit inquiries play a significant role in credit scores. These inquiries represent instances where credit reports have been accessed for evaluation. However, the impact on credit scores hinges on the type of inquiry conducted. This discourse will delve into the…